£90 Cost of Living Payment in March–April 2025: Who’s Eligible & How to Apply

Introduction

The UK government has announced a £90 Cost of Living Payment for eligible households, scheduled for March to April 2025. This one-time payment aims to support low-income individuals and vulnerable groups struggling with rising energy bills, food prices, and other living expenses.

In this detailed guide, we will cover who qualifies for the £90 payment, how to apply, payment dates, and other financial assistance options available in 2025.

What is the £90 Cost of Living Payment?

The £90 Cost of Living Payment is part of the UK government’s initiative to help people cope with the ongoing financial crisis. It is not taxable and does not affect other benefit entitlements. The payment is targeted at individuals and families receiving specific means-tested benefits or those who meet certain financial criteria.

Who is Eligible for the £90 Cost of Living Payment?

To qualify for the £90 Cost of Living Payment, you must be receiving at least one of the following benefits between January and March 2025:

Means-Tested Benefits

• Universal Credit
• Pension Credit
• Income Support
• Income-based Jobseeker’s Allowance (JSA)
• Income-related Employment and Support Allowance (ESA)
• Working Tax Credit
• Child Tax Credit

Other Eligible Groups

1. Low-Income Pensioners: Those eligible for Pension Credit will automatically qualify.
2. Disabled Individuals: Recipients of Personal Independence Payment (PIP) or Disability Living Allowance (DLA) may be eligible.
3. Carers: If you receive Carer’s Allowance, you may also qualify.

Who is Not Eligible?

• Individuals not receiving government benefits.
• People whose income exceeds benefit thresholds.
• Those living outside the UK during the qualifying period.

How to Apply for the £90 Cost of Living Payment

Automatic Payments for Benefit Recipients

If you already receive one of the qualifying benefits, you do not need to apply. The payment will be sent automatically to the bank account registered with your benefits.

Application Process for Non-Benefit Recipients

If you do not receive benefits but have a low income, you might still qualify. Follow these steps:

1. Check Eligibility: Visit the UK government’s website to verify your status.
2. Apply Online: Submit an application through gov.uk.
3. Provide Proof of Income: You may need to submit payslips or bank statements.
4. Wait for Confirmation: If approved, you will receive payment in April 2025.

Payment Dates & How the Money Will Be Sent

Expected Payment Schedule

The government has stated that payments will be rolled out in two phases:

• First Phase: Late March 2025
• Second Phase: Early April 2025

How You Will Receive the Payment

• If you receive benefits, the £90 payment will be deposited directly into your bank account.
• If you apply manually, you will receive payment after approval via bank transfer or cheque.

Other Financial Assistance Available in 2025

If you qualify for the £90 Cost of Living Payment, you may also be eligible for additional support:

1. Energy Bill Support
   • Households may receive additional discounts on electricity and gas bills.
2. Warm Home Discount
   • Eligible pensioners and low-income families can get up to £150 off their heating bills.
3. Council Tax Reduction
   • Local councils may offer reduced council tax payments for low-income households.
4. Disability Cost of Living Payments
   • Additional £150 payments may be available for disabled individuals.
5. Food Bank Support & Local Grants
   • Charities and local councils provide free food and emergency financial assistance.

Impact of the £90 Cost of Living Payment

Positive Effects

• Helps cover essential expenses like groceries, utilities, and rent.
• Reduces financial stress for low-income individuals.
• Supports pensioners and disabled citizens in meeting daily needs.

Limitations & Concerns

• One-time payment may not be sufficient for ongoing expenses.
• Not all low-income individuals qualify due to eligibility restrictions.
• Government debt concerns may affect future cost-of-living support programs.

Conclusion

The £90 Cost of Living Payment is a vital initiative to assist low-income individuals, pensioners, and disabled citizens in the UK. While the payment provides temporary relief, it is crucial for recipients to explore additional financial aid programs for ongoing support.

If you qualify, ensure your bank details are up to date to receive your payment without delay. For those not automatically eligible, applying early through official government channels can increase your chances of receiving support.

FAQs